Thanks for everyone's comments and emails.
I've been on the phone and computer all day trying to get insurance quotes. This stuff is unnecessarily complicated... there are no directly comparable plans. And I have no time to spare since I need to get us insured by April 1st and because of Kid's health history that isn't as easy as it could be. On the upside one of insurance agents said I was the most informed person they had ever talked with... I laughed and said that I'd had a fair amount of experience dealing with medical stuff (unfortunately). I've also got Baby whining and clinging and crying all day because she is both sick and being ignored.
So my goals are to get everyone into the dentist before the end of the month. We will not be continuing any dental coverage so I want to take advantage of this while we can.
Oh and Baby goes for her 2 year check up tomorrow.
Kid told her "I'm going to play but you're going to the doctor to get SHOTS which are sharp things they poke into your arms or legs and they go through you to the other side."
Awesome. Thanks for that.
Oh and I'll just 'fess up now that I haven't worked out the last two nights or calorie counted.